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04.01.2026

Buy a House on the Costa Brava 2025: Prices, Best Areas and Complete Guide

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Average Price of Housing in the Costa Brava 2025

The price per square meter on the Costa Brava varies significantly depending on the location and type of property. These are the updated average prices:

Prices by Zone on the Costa Brava

North Zone - Alt Empordà

  • Cadaqués: 4,200-5,800€/m² - Houses with sea views from 450,000€
  • Roses: 2,800-4,200€/m² - Apartments from 180,000€, villas from 380,000€
  • L'Escala: 2,600-3,800€/m² - First line apartments from 220,000€
  • Portbou: 1,900-2,800€/m² - Cheaper properties from 150,000€

Downtown Area - Baix Empordà

  • Begur: 4,500-6,200€/m² - Luxury villas from 650,000€
  • Palafrugell: 3,200-4,600€/m² - Houses in the old town from 320,000€
  • Calella de Palafrugell: 4,800-6,500€/m² - Beachfront properties from 550,000€
  • Tamariu: 5,200-7,000€/m² - Premium exclusivity, from 680,000€
  • Pals: 3,400-4,800€/m² - Medieval houses from 380,000€
  • L'Estartit: 2,400-3,400€/m² - Apartments from 165,000€

South Zone - La Selva

  • Tossa de Mar: 3,000-4,200€/m² - Properties from 250,000€
  • Lloret de Mar: 2,200-3,400€/m² - Apartments from 140,000€, villas from 320,000€
  • Blanes: 2,400-3,300€/m² - Apartments near the beach from 160,000€
  • Sant Feliu de Guíxols: 3,200-4,400€/m² - Houses with views from 380,000€
  • Platja d'Aro: 3,400-4,800€/m² - Modern apartments from 240,000€

Best Towns to Buy on the Costa Brava

1. Begur - Exclusivity and Nature

Why shop in Begur: Considered one of the most beautiful towns in Catalonia, Begur combines paradisiacal coves, Indian architecture and a consolidated international community.

Average price: 5,200€/m²Ideal buyer type: Families with high purchasing power, European retirees, investors in luxury rentalsAdvantages: 8 spectacular coves, cosmopolitan atmosphere, high valuationDisadvantages: High prices, traffic in summer

2. Palafrugell - Perfect Balance

Why shop at Palafrugell: Capital of Baix Empordà, it offers all the services of a city with the charm of a Mediterranean town. Access to Calella, Llafranc and Tamariu.

Average price: 3,800€/m²Ideal buyer type: Families, teleworkers, permanent residenceAdvantages: Full services, good connectivity, year-round lifeDisadvantages: Center without sea views (the beaches are in the housing estates)

3. L'Escala - Culture and Beach

Why shop at L'Escala: Authentic fishing village with the Greek ruins of Empúries, extensive sandy beaches and more affordable prices.

Average price: 3,100 €/m²Ideal buyer type: Families with children, investors in tourist rentals, average budgetsAdvantages: Wide beaches, less crowded, culture and historyDisadvantages: Windiest area in winter

4. Roses - Water Sports and Active Life

Why shop in Roses: The largest bay in Catalonia, a paradise for windsurfing, kitesurfing and sailing. Important marina and active nightlife.

Average price: 3,400€/m²Ideal buyer type: Athletes, Young Families, InvestorsAdvantages: Great range of activities, good value for money, nearby airportDisadvantages: Very touristy in summer, frequent tramontana wind

5. Tossa de Mar - Medieval Beauty

Why shop in Tossa de Mar: The only walled medieval town on the seafront in Catalonia. Perfect postcard and romantic atmosphere.

Average price: 3,500€/m²Ideal buyer type: Couples, history lovers, investors in tourismAdvantages: Unique aesthetic, well connected to Barcelona (75 km), beach in the centerDisadvantages: Narrow streets, difficult parking

Property Types on the Costa Brava

Homes on the Seafront

Beachfront homes are the most sought after. Prices from €500,000 for apartments to several million for luxury villas.

Featured areas for the front line:

  • Aiguablava (Begur): From 800,000€
  • Sa Tuna (Begur): From 650,000€
  • Calella de Palafrugell: From 550,000€
  • Llafranc: From 480,000€

Renovated Catalan Farmhouses

The traditional empordà farmhouses are unique properties with land, swimming pool and absolute privacy.

Farmhouse prices:

  • Completely renovated farmhouses: 600,000-1,500,000 €
  • Farmhouses to renovate: 250,000-500,000€
  • Typical location: Interior of Baix Empordà (Pals, Torroella, Ullastret)

Touristic Apartments

Ideal for investment in vacation rentals. High profitability in tourist areas.

Best areas for tourist apartments:

  • Lloret de Mar: From 140,000€ - Profitability 6-8%
  • Roses: From €180,000 - Profitability 5-7%
  • L'Estartit: From 165,000€ - Profitability 5-6%
  • Platja d'Aro: From 240,000€ - Profitability 4-6%

Charming Town Houses

Homes in old medieval villages, with character and history.

Featured medieval towns:

  • Pals: From 380,000€
  • Peratallada: From 320,000€
  • Monells: From 280,000€
  • Begur (old town): From 420.000€

Property Buying Process on the Costa Brava

Step 1: Search and Selection (1-3 months)

Define your total budget including buying and selling expenses (10-15% in addition to the price). Visit different areas and types of property. Work with a specialized local real estate agency.

Step 2: Offer and Reserve (1-2 weeks)

Submit a written offer. If accepted, sign an arrays contract (reserve) with payment of 10% of the price. This contract legally binds both parties.

Step 3: Due Diligence (3-4 weeks)

Check documentation: simple registration note, certificate of habitability, energy certificate, IBI and community receipts, community statutes if it is a flat. Hire a specialized real estate lawyer.

Step 4: Funding (2-4 weeks)

If you need a mortgage, banks in Spain finance up to 80% for residents and 60-70% for non-residents. Mandatory official valuation by the bank.

Step 5: Deed Signing (1 day)

At the notary's office. You pay the rest of the price (90%) plus expenses: Property Transfer Tax (10% in Catalonia for second hand) or VAT (10% for new construction), notary office (600-1,200€), registration (300-600€), management (300-500€).

Step 6: Post-Purchase

Change of ownership of supplies (water, electricity, gas), IBI registration, home insurance, tourist license if you want to rent.

Home Purchase Expenses in Catalonia

For second-hand housing (220,000€ example):

  • Transmission Tax (10%): 22,000€
  • Notary Office: 800€
  • Registration: 400€
  • Management: 400€
  • Lawyer (optional): 1,500€
  • Total expenses: ~25,100€ (11.4%)

For new housing (220,000€ example):

  • VAT (10%): 22,000€
  • Documented Legal Acts (1.5%): 3,300€
  • Notary Office: 1,000€
  • Registration: 500€
  • Total expenses: ~26,800€ (12.2%)

Annual Property Taxes on the Costa Brava

IBI (Property Tax)

It varies by municipality. Examples:

  • Begur: 0.7-1.1% of the cadastral value
  • Palafrugell: 0.65-0.9% of the cadastral value
  • Roses: 0.6-0.85% of the cadastral value

Example: House valued at 150,000€ cadastrally in Begur = 1,050-1,650€/year

Rubbish

Between 80-200€/year depending on the municipality and type of housing.

Community of Owners

Apartments: 400-1,200€/yearUrbanizations with swimming pools: 800-2,500€/year

Mortgages in Spain for Foreigners

Basic Requirements

  • NIE (Foreigner Identification Number)
  • Spanish bank account
  • Income statement or proof of income
  • Minimum down payment: 30-40% of the value (60-70% financed)

Best Banks for Mortgages Costa Brava

  • Banco Sabadell: Specialized in foreigners, offices throughout the Costa Brava
  • CaixaBank: Good conditions for residents
  • BBVA: Competitive offers for non-residents
  • Banco Santander: Flexibility in documentation

Current Interest Rates (2025): 3.5-4.5% variable, 3.8-5.2% fixed

Investing in the Costa Brava: Profitability

Historical Revaluation

The Costa Brava has shown an average annual revaluation of 4-6% over the last decade, with peaks of 8-10% in premium areas such as Begur or Cadaqués.

Profitability for Touristic Rental

  • High Demand Zone (Lloret, Roses, L'Estartit): 5-8% net per year
  • Middle zone (Tossa, Sant Feliu): 4-6% net per year
  • Exclusive zone (Begur, Cadaqués): 3-5% net per year (higher prices)

Long Term Rental

Lower profitability (2.5-4%) but without intensive management and with stable tenants.

Best Months to Buy on the Costa Brava

Low Season (November-February)

Advantages: Less competition, more negotiable sellers, real estate companies with more timeDisadvantages: Less supply available, weather doesn't show the area at its best

Spring (March-May)

Advantages: Best quality-price moment, pleasant climate for visitors, wide offerDisadvantages: Competition begins to increase

Summer (June-August)

Advantages: Maximum offer, you see the area in all its gloryDisadvantages: Higher prices, less trading space, saturated areas

Fall (September-October)

Advantages: Great weather, reasonable prices, motivated sellersDisadvantages: Supply starts to shrink

Legal Requirements to Buy in Spain

NIE - Foreigner Identification Number

Mandatory for any foreigner who buys property in Spain. It is requested at:

  • National Police Station in Spain
  • Spanish consulate in your country
  • Time: 1-4 weeks

Spanish Bank Account

Required for direct debit payments for taxes and supplies. It can be opened with a passport and proof of address.

Tax Non-Residency Certificate

For foreign buyers who are not tax residents in Spain, necessary for the purchase.

Connectivity and Access to the Costa Brava

Nearby Airports

  • Girona-Costa Brava Airport: 20-40 minutes depending on the area. Low-cost European flights.
  • Barcelona El Prat Airport: 90-150 minutes. International connections.
  • Perpignan Airport (France): 90 minutes north. European alternative.

Tren

  • Main stations: Flaçà (connection with Palafrugell), Girona (AVE to Barcelona and France)
  • Barcelona-Portbou Line: To the south of the Costa Brava

Roads

  • AP-7 Autostrada: From Barcelona to France, access to the entire Costa Brava
  • C-31 and GI-682: Scenic Coastal Roads

Frequently Asked Questions about Shopping on the Costa Brava

Is it safe to invest in the Costa Brava?

Yes. The Costa Brava is a consolidated area with constant national and international demand. Low volatility and stable revaluation in the long term.

Can I rent my property for tourists?

Yes, but you need a tourist license (HUTG). Some municipalities have limited new licenses. Check before buying if your goal is tourist rental.

How long does it take to buy a home?

From offer to writing: 2-4 months on average. It can be accelerated or extended depending on funding and documentation.

Do I need a lawyer to buy?

Highly recommended, especially for foreigners. Cost: 1,000-2,000€. Protect your investment by verifying legal documentation.

Do foreigners pay more taxes?

Not in the purchase. Yes, there may be differences in personal income tax if you rent (non-residents: 19-24%, residents: progressive scale). In inheritances, non-residents can pay more.

Costa Brava Property Market Trends 2025

Increased International Demand

Northern European buyers (French, German, Dutch, Scandinavian) are looking for climate, quality of life and safety.

Teleworking Impulses Sales

Professionals who can work remotely seek a combination of quality of life and connectivity. Increased demand for office properties

Sustainability and Energy Efficiency

Properties with high energy certification, solar panels and sustainable design are revalued faster.

Soil Scarcity

Environmental protection limits new construction. Supply is limited, supporting rising prices.

Why Buy on the Costa Brava in 2025

The Costa Brava combines exceptional natural beauty, Mediterranean quality of life, legal security, good connectivity and potential for revaluation. It is a safe investment for both a regular home and a second home or tourist rental.

With more than 200 kilometers of coastline, from sandy beaches to rocky coves, medieval villages and first-class cuisine, the Costa Brava offers options for all budgets and lifestyles.

Contact Local Experts in Costa Brava

Buying property on the Costa Brava requires local knowledge, legal advice and access to the best opportunities in the market. Our real estate agency specialized in the Costa Brava accompanies you throughout the process: from the search to the signing of deeds.

We know every town, every cove, every opportunity. We have been helping national and international families to find their home in the Mediterranean for years.

Services included: Personalized search, guided tours, legal advice, documentation management, mortgage support, tourist license processing.

Contact us today and start your new life on the Costa Brava.